Accept XRP payments anywhere you sell.
Embed checkout in your store, send a payment link, or invoice a client. Funds go direct to your wallet in seconds with no transaction fees.
Payment Links
Create a link, share it anywhere, get paid. No website needed.
Create Payment Link
25 XRPPayment Request
25 XRP
Payment Received
25 XRP
- Works via email, WhatsApp, or any link
- Customer pays, funds arrive in your wallet
- Customers pay via Xaman or any exchange wallet
- No code required. Set up in minutes.
Online Payments
Add XRP to your store or checkout. Works with what you have.
Pay with XRPPayment Request
35.2 XRP
Order Confirmed
35.2 XRP
- Funds go straight to your wallet on every sale
- Set prices in USD and we handle the XRP conversion automatically
- Accepts payments from customers and developer-built AI agents
- Orders confirm and fulfill automatically on every payment
Built for businesses that sell to the world.
Accept payments from any country without a bank account, payment processor approval, or percentage taken from every sale.
- 0% transaction fees on every payment
- Funds settle directly to your wallet in seconds
- No chargebacks, no disputes, no frozen funds
- CSV export and webhook support for your records
We handle the experience.
The payment goes straight to you.
They go directly from your customer to your wallet. We can't hold them, freeze them, or delay them. Ever.
No platform fees, no hidden exchange rates, no percentages taken. What your customer sends is what you receive.
The moment they pay, the funds are yours. No bank queue, no processing window, no delays.
Set your prices in dollars. Customers pay the XRP equivalent at the live rate. You never have to think about volatility.
XRP has no borders. A customer in Singapore, Brazil, or Nigeria can pay you just as easily as one next door via Xaman, any exchange wallet, or a QR code scan.
Once a payment is made on the XRPL, it can't be reversed. No disputes, no fraud chargebacks, no lost revenue.
Convert, access, and pay with XRP anywhere in the world.
XRP is listed on major exchanges globally. Customers load up locally and pay you directly. You convert to local currency when ready.
Start accepting XRP payments today
Sign up in minutes. No approval, no documents, no waiting.
Create a payment link or add a checkout to your site.
Your customer pays, funds arrive in your wallet in seconds.
Common questions
What is DropPay?
DropPay is a non-custodial payment platform built on the XRP Ledger. Merchants use it to accept payments via embedded checkout, payment links, or API. Funds go directly from the customer's wallet to the merchant's wallet in seconds. DropPay never holds, routes, or controls the funds.
Does DropPay hold my funds?
No. DropPay is non-custodial. When a customer pays, the funds move directly from their XRP wallet to your XRP wallet. DropPay only monitors the ledger to confirm the transaction occurred. There is nothing for DropPay to hold, freeze, or delay.
What are the transaction fees?
DropPay charges a flat monthly subscription with no percentage taken from your payments. The XRP network applies a small fee on each transaction. This fee is paid by the customer's wallet automatically and is so small it is rarely noticed. There are no platform fees, no hidden charges, and no percentage cuts on what you receive.
Do I need to understand XRP or blockchain to use DropPay?
No. You set your prices in USD and DropPay handles the XRP conversion at the time of payment. You only need to set up an XRP wallet once. After that, funds arrive in your wallet in seconds and you can move them to your preferred exchange to convert to local currency whenever you are ready.
Can I accept payments from customers in other countries?
Yes. XRP has no geographic restrictions. A customer in Japan, Nigeria, Argentina, or South Korea can pay just as easily as a local customer. There are no cross-border fees or bank approval processes required.
I don't have a website. Can I still use DropPay?
Yes. Payment Links require no website and no code. You create a payment request from your dashboard and share the link by email, WhatsApp, or any message. The customer clicks the link, pays, and the funds arrive in your wallet.
Can I use DropPay if I have a website or store?
Yes. Online Payments lets you add XRP payments directly to your website or store. Customers pay on a hosted DropPay page and are redirected back after payment. Your orders confirm and fulfill automatically via webhooks.
Is DropPay available in my country?
DropPay works in any country where XRP is accessible. Merchants in Japan, South Korea, the United States, Nigeria, Argentina, Brazil, the United Kingdom, and across Europe are all supported. If customers in your country can access XRP through a local exchange or wallet, DropPay works for you.