A better way to get paid.
Zero transaction fees.
Traditional processors take a cut of every sale. DropPay charges a flat monthly fee. Funds go directly to your wallet in seconds.
What percentage fees actually cost you
At 2.9% + $0.30 per transaction, fees compound fast. DropPay Pro is $9.99/month no matter how much you sell.
$1,000 / month
Traditional processor
~$35+
DropPay
$9.99
$5,000 / month
Traditional processor
~$175+
DropPay
$9.99
$10,000 / month
Traditional processor
~$320+
DropPay
$9.99
Estimates assume 2.9% + $0.30 per transaction at an average order value of $50, which is standard for Stripe and PayPal. International card surcharges not included. DropPay Pro at $9.99/month.
DropPay vs traditional processors
| Others | DropPay | |
|---|---|---|
| Transaction fees | 2.9% + $0.30 per sale | $0 per transaction |
| Settlement speed | 2+ business days | 3-4 seconds |
| Funds custody | Processor holds your funds | Direct to your wallet |
| Chargebacks | Yes, with dispute fees | No. Payments are final |
| International surcharges | +1-2% per foreign card | None |
| AI agent payments | ||
| Webhooks on payment | ||
| Non-custodial |
XRP works where your customers are.
XRP is listed on major exchanges worldwide. Customers load up locally and pay you directly. You convert to local currency whenever you're ready.
Start accepting payments in minutes
No technical setup required. Create an account, share a payment link and you're ready.
Create a free account
Sign up and add your XRP wallet address. That's where funds land directly and DropPay never holds them.
Send your first payment request
Create a payment link from the dashboard and share it with your customer. Set the amount in USD and we take care of the rest.
Get paid in seconds
Your customer pays with XRP and the funds arrive in your wallet within seconds. No waiting days for a payout to clear.
What it means to accept XRP
Switching from Stripe, PayPal, or BTCPay is a real decision. Here's what it looks like in practice.
Customers pay with XRP
Your customers need an XRP wallet to pay. Wallets like Xaman are free and take minutes to set up. XRP is available on major exchanges in most countries.
You price in USD, they pay in XRP
Set your prices in USD. DropPay shows the customer the current XRP amount at checkout. The rate is live so small fluctuations are normal and short-lived.
Convert to local currency anytime
Sell your XRP on a local exchange like Bitso in Mexico, SBI VC Trade in Japan, Luno in Nigeria, or Upbit in South Korea and withdraw to your bank account.
No chargebacks. Payments are final.
XRP transactions on the ledger are irreversible. For digital products and services this eliminates chargeback fraud entirely. Not the right fit if you sell physical goods with returns.
Ready to keep more of what you earn?
Free plan available. No credit card required.