For Merchants
When a customer pays, your systems know instantly. Orders confirm, downloads unlock, fulfilment kicks off. No dashboard checking, no manual steps. You stay focused on building and selling.
DropPay adds as a payment method to your existing store. No new systems, no new workflow. Just better terms and a wider customer base.
Zero transaction fees
Pay a flat monthly rate with no percentage cut, no matter how much you sell.
Funds arrive in seconds
Payments confirm in seconds and land directly in your wallet, no payout schedule.
Customers from anywhere
No international surcharges, no blocked regions, same flat rate everywhere.
Works with what you have
Adds to your existing store as a payment option, nothing about how you work changes.
Think of XRP as the wire transfer, not the currency. It moves value across borders in seconds. Once it lands in your wallet, you convert to yen, won, dollars, or euros through a licensed exchange in your country.
Most merchants convert on the same day. There is no holding period and no minimum. Sell as much or as little as you want, whenever you want, on the exchange that works best for you.
How non-custodial payments work





Everything is logged automatically. Check in when you need to, ignore it when you don't.
You set prices in USD. DropPay converts to XRP at the live rate when a customer opens the payment page. The rate locks for 3 minutes so the amount they see is the amount they pay.
XRP is not the final asset - it is the transfer method. Once funds land in your wallet, convert to your local currency through a licensed exchange whenever it suits you. Most merchants convert the same day.
From the moment a payment confirms, the funds are yours. DropPay never holds, pools, or has access to them. Payments go directly from your customer's wallet to yours.
DropPay fires a webhook when a payment confirms. Your existing system handles the order from there. Nothing about how you run your store needs to change.
Free to start. No credit card. Set up in minutes.