About
DropPay is a payment platform built on the XRP Ledger. It gives merchants, developers, and businesses a faster, cheaper, and more direct way to accept payments - without the percentage fees, settlement delays, or custodial risk of traditional processors.
Existing payment infrastructure charges a percentage of every transaction, holds funds in custodial accounts, and takes days to settle. XRP Ledger solves all three - 4-second settlement, no percentage fees, and funds go directly to your wallet. DropPay is the layer that makes that accessible to any business or developer, without needing to understand the underlying protocol.
Payments should settle in seconds
Waiting days for funds to clear is a legacy infrastructure problem, not an inevitability. XRP Ledger settles in 4 seconds, anywhere in the world.
Fees should be flat, not a percentage
Taking a cut of every transaction punishes growth. DropPay charges a flat monthly fee and nothing per payment - no matter the size or volume.
You should control your own funds
DropPay is non-custodial. Payments go directly to your wallet. We never hold your funds, which means no freezes, no holds, and no intermediary risk.
Payments should work everywhere
Geography shouldn't determine who can accept payments. DropPay works for merchants in Japan, Korea, Nigeria, Argentina, and everywhere Stripe doesn't.
Free account. No credit card. Up and running in minutes.